HACAdemy - Regulatory & Governance

Member of the IIA and ALCO, Saïd has 15 years of professional experience serving financial services firms in Luxembourg, mainly banks, management companies and PSF.

Saïd built a robust experience in auditing and advising clients for a “Big Four” firm in Luxembourg. He also had the opportunity to practice the Internal Audit function in major banks active in wealth management in Luxembourg.

Saïd is the Managing Partner at HACA Partners and is mainly involved in Regulatory & Compliance, Risk Management and Internal Audit engagements.

Youssef has more than 7 years of experience with a background in legal studies. With a Master’s degree in criminal sciences from the university Hassan II, Casablanca, Morocco and a Mater’s degree in Litigation law from the University of Toulon, France, He embarked on a career in compliance, specialized in Anti-Money Laundering (AML) and Know Your Customer (KYC) processes.

Loubna has over 15 years of experience spanning client relations, office management, and financial services. She began her career in commercial and client-facing roles before transitioning into banking in 2018 with ING Bank in Brussels.

She holds certified training from Febelfin Academy (FSMA-accredited), covering banking intermediation, financial fundamentals, monetary circulation, savings, and investment products, and is also ACAMS-certified.

Within the banking sector, she has supported institutional clients, including the Brussels Court of Justice, and has developed strong expertise in AML/CFT, KYC, and regulatory compliance.